A holding company built to go the distance.

ATW stands for All The Way. It's a promise to the businesses we own, the customers they serve and the shareholders who back us.

01Our story

We stay with our businesses, their customers and our shareholders for the whole journey, not just the transaction.
The meaning behind All The Way

ATW Financial Group Pte. Ltd. is incorporated in Singapore (UEN 202642866N). It is the parent company of four financing businesses: GXL2 Holdings, Future Growth Consultant, JW Venture Capital, and Galaxy Credit and Investments.

The group serves two kinds of customer. Individuals borrow through our consumer business, Galaxy Credit and Investments. Companies, from early-stage ventures to established SMEs, work with our three business-focused subsidiaries for loans, project finance, venture investment and advisory.

ATW itself does not lend, advise or accept applications. Its role is ownership: setting strategy, allocating capital, appointing leaders and making sure every subsidiary meets the same standards of risk management, compliance and fair dealing.

We are preparing ATW for a proposed listing on the Singapore Exchange, so that more investors can share in the group's growth and our governance is held to the standards expected of a listed company.

Our vision

To be Singapore's most trusted group of specialist lenders, known for doing right by borrowers and shareholders alike.

Our mission

To give each subsidiary the capital, controls and people it needs to serve customers well, and to build long-term value.

02Values

What we stand for.

Four values apply in every company in the group, and they're part of how we assess leaders at every level.

Integrity
We say what we mean, price what we offer clearly and keep our word, including when it costs us business.
Prudence
We lend what borrowers can repay, and we hold capital for the years that don't go to plan.
Partnership
Our subsidiaries run their own businesses. We back them with capital, systems and support.
Accountability
Every decision has an owner. We report results openly and the Board holds management to account.

03Milestones

Our journey so far.

From incorporation to a proposed listing.

Dates after incorporation are indicative

2026Incorporation
ATW Financial Group is incorporated
Registered in Singapore as the group's holding company, UEN 202642866N.
2026Group structure
Four subsidiaries under one roof
GXL2 Holdings, Future Growth Consultant, JW Venture Capital, and Galaxy Credit and Investments join ATW.
2026Governance
Board committees and policies adopted
Audit, nominating, remuneration and risk committees are set up, with group-wide policies.
NextListing
Proposed listing on the Singapore Exchange
Subject to regulatory approvals and market conditions.

04Leadership

Board of directors.

The Board sets strategy and risk appetite and oversees management. Three of its five directors are independent.

Wilson Lim
Chairman
Ivan Sim
Chief Executive Officer
Charles Chew
Independent Director
Jeffrey Wong
Independent Director
Lester Chan
Independent Director
How the Board works
Four Board committees oversee audit, nominations, remuneration and risk across the group.
Corporate governance